What Plaintiffs Should Know About Pre-Settlement Funding

There’s no settlement yet. You’re waiting. But rent’s due, your car needs repairs, and you’re still missing work. Pre-settlement funding exists for exactly this kind of situation. It gives plaintiffs access to a portion of their expected settlement while the case is still ongoing.

If you’re already working with a contingency-fee attorney and your case shows strong merit, you may qualify, even if your credit isn’t perfect or you’re out of work.

What Makes Pre-Settlement Funding Different from Loans

Pre-settlement funding isn’t based on your credit history, employment status, or personal income. Instead, it’s tied to the strength of your legal case. Companies like Thrivest Link work directly with your attorney to review the facts of the case, determine its potential settlement value, and offer an advance based on that projected outcome.

That’s what makes it different, and why it’s a safer option for plaintiffs already under financial stress.

How Pre-Settlement Funding Helps Plaintiffs

There’s a misconception that pre-settlement funding is only for “large” lawsuits or people in desperate need. That’s not the case. The plaintiffs who most often benefit are those stuck in the middle of a drawn-out case with real-world financial needs.

It’s not about luxury; it’s about getting through your day-to-day without falling further behind.

Plaintiffs often use funding to:

• Pay rent, mortgage, or utility bills
• Cover groceries or basic household needs
• Afford physical therapy or pain management care
• Offset lost wages or delayed income
• Avoid taking on high-interest debt

What to Expect During the Approval Process

Legal funding companies don’t need tax returns, bank statements, or proof of income. They just need your case file, along with your attorney’s cooperation.

Here’s how the approval process works at Thrivest Link:

• Apply Online
  Fill out the plaintiff or attorney form with your case details.
• Underwriting Review
  A legal funding expert will evaluate your case, not your financial history.
• Contract Review & Signature
  If approved, you’ll get a contract with clear terms.
• Receive Your Funds
  Most qualified applicants are funded within 24 to 48 hours.

No hidden fees. No compound interest. And no repayment unless your case settles successfully.