Get your questions answered before applying for a settlement advance!

Medical and Surgical Funding

What is Medical and Surgical Funding?
Medical & Surgical Funding are services that allow plaintiffs involved with a personal injury lawsuit to receive the medical treatment necessary if he or she is uninsured, underinsured or has a high deductible.
How does Medical & Surgical Funding work?

The plaintiff will receive treatment by a healthcare provider. Thrivest Link then pays the healthcare provider for the medical treatment. Thrivest Link is repaid from the proceeds of the personal injury settlement if and when one would occur.

How much does Medical & Surgical Funding cost?

There are no out-of-pocket expenses to the patient or the attorney, nor any upfront fees or interest.

Is Medical & Surgical Funding non-recourse?

Yes, Medical & Surgical Funding is non-recourse meaning if you do not win or settle your case, you do not owe Thrivest Link anything.

What major surgeries are covered by Medical and Surgical Funding?

Major surgeries include but are not limited to neck, back, fusions, shoulder, knee, head, brain, ankle and internal procedures. 

What minor surgeries are covered by Medical and Surgical Funding?

Minor surgeries include but are not limited to pain shots, broken bones, sprains, casts, MRI’s, and X-Rays.

Is this a lawsuit loan?

No, this is not a lawsuit loan! Thrivest Link purchases a portion of your award in order to provide you with money before settlement. There are no monthly payments. We only get paid if and when your award is distributed.

Why would I need legal funding?

Many lawsuits can take years to reach a conclusion. During that time, plaintiffs need access to money they can use to cover all of life’s expenses. Thrivest Link provides plaintiffs with an advance on their settlement money so they can thrive now.

What happens if I lose my case?

If you lose your case, you owe us nothing. All of our settlement funding products are non-recourse, meaning that we do not collect any repayment on losses.

How long is the legal funding process?

Typically, you should receive your lawsuit cash advance within 24 to 48 hours after your application has been approved.

How will I repay my lawsuit cash advance?

We are paid when the case reaches a conclusion. Your attorney will distribute to us what we are due.

What is the legal funding application process?

First, fill out our plaintiff application or attorney application form online or call our toll free number at 888-697-7352. We then request documentation pertaining to your case from your attorney and our underwriters evaluate your case for funding. If eligible, you will receive our agreement to sign and return.

What if I already borrowed money against my settlement?

Typically, we can still work with you. We will need to obtain a payoff letter from the original lawsuit funding company in order to proceed with your new cash advance request.

What if I have bad credit?

No problem! Legal funding is not a loan and is not dependent on your credit score – so if you have bad credit, you may still be eligible for a fast lawsuit cash advance.

What will lawsuit funding cost me?

Each settlement advance is unique, so the exact payment amount depends on your individual case.

How will I receive my settlement money?

Thrivest Link gives our plaintiffs the option of receiving settlement money by check, bank wire, or reloadable debit card. *Please note that reloadable debit cards are not available to residents of South Carolina.